Digital Wallets and Online Payments
A digital wallet is an app or device feature, often on a phone, smartwatch, or web browser, that stores payment information so someone can pay without a physical card. Online payments happen when someone enters or uses stored payment information on a website or app to buy something, pay a bill, or send money to someone else over the internet. Both can offer real convenience, letting someone pay quickly without carrying cash or a card. They can also add new risks, such as a lost or stolen device, or a payment method saved on an unfamiliar or insecure website. Using a device password, updating apps regularly, and only saving payment information on trusted sites are common ways to reduce, though not eliminate, these risks.
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